A Fixed-Rate Home Equity Loan from 1st Choice Credit Union in Atlanta allows you to borrow a one-time specific amount, using your home's equity as collateral. With fixed interest rates, consistent monthly payments, and no application fee, it's ideal for significant expenses like home improvements, debt consolidation, or furniture purchases. You can choose from 5, 10, or 15-year terms with a maximum loan amount of $250,000, and there's no penalty for early repayment. To apply, visit [1stchoicecu.org](https://www.1stchoicecu.org) or call 404-832-5800 to speak with a Home Loan Specialist.
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